Compare risk and return by selecting an investment option below

Investment warning: Investment returns can go up and down. Past performance is not a reliable indicator of future performance.

Investment performance is based on the crediting rate, which is the return minus investment fees, taxes, and until 31 January 2020, the percentage-based administration fee. Excludes fees and costs that are deducted directly from members’ accounts.

There are differences between these options and the Fully Retired investment options.

Investment performance

Transition to retirement investment option performance to 31 October 2020*

	1 month (%)	Since 30 June (%)	1 year (%)	3 years p.a (%)	5 years p.a (%)	7 years p.a (%)
Conservative Growth	0.32	2.23	2.04	5.41	n/a	n/a
Cash Savings	0.02	0.03	0.46	1.22	n/a	n/a
Conservative	0.11	1.44	2.25	4.61	n/a	n/a
Growth	0.56	3.24	1.72	6.13	n/a	n/a
High Growth	0.69	4.23	1.65	6.72	n/a	n/a

*The Transition to Retirement options commenced on 1 July 2017, so historical returns and performance information is not available. Investment performance is based on the crediting rate, which is the return minus investment fees, taxes, and until 31 January 2020, the percentage-based administration fee. Excludes fees and costs that are deducted directly from members’ accounts. Past performance is not a reliable indicator of future performance.

Media Super has declared crediting rates daily since 4 October 2018. Prior to this rates were declared weekly.

Current daily crediting rates

FY19/20 performance and crediting rates (PDF)

Historical Annual Returns (PDF)

Crediting rates are the investment earnings for each investment option. Media Super calculates crediting rates and declares these on a daily basis. Crediting rates go up and down during the year, reflecting movements in investment markets.

Learn about crediting rates (PDF)