Media Super Income Stream (SIS)

A super income stream can provide regular and tax-effective income, during your final years of work and into retirement.

 

A steady pay cheque even after you stop working

Designed to work with the pension

Get regular income from your super, with potential tax advantages

Keep enjoying the things you love

Retire comfortably with as little as $80,000 in your super account

For existing or new Media Super members

Getting started is easy, and we’re here to help.

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Call us to get started

1800 640 886 (option 4) 

8am to 8pm AEST/AEDT, Monday to Friday

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How to join

Whether you’re an existing Media Super member or new to us, you can join the Media Super Income Stream.

Transferring your funds over is easy.  You or your partner can rollover funds from Media Super and other accounts to start a Media Super Income Stream. Let us know and we’ll take care of the transfer for you.

To open an account, you’ll need to complete the application form in the Media Super Income Stream PDS (PDF), and you need to have:

  • a minimum of $10,000 to invest
  • reached your preservation age.

Your preservation age

If you were born: Your preservation age is:
Before 1 July 1960 55
1 July 1960 to 30 June 1961 56
1 July 1961 to 30 June 1962 57
1 July 1962 to 30 June 1963 58
1 July 1963 to 30 June 1964 59
1 July 1964 or after 60

Read more about Media Super Income Stream

Transition to retirement

You don’t need to wait until you’ve stopped working before you can start benefiting from your super.

With the Transition to Retirement (TTR) option you can access your super through a super income stream while you’re still working.

To be eligible, you need to be between preservation age and 65 years. 

While you’re working, any super contributions must continue to be paid into a super account.

There are limits on how much you can contribute to your super. Your total super balance (across all your super accounts and income streams) may also impact your eligibility for making after-tax contributions and catching up on before-tax contributions.

There are a number of ways you can use a TTR income stream:

  • work part-time and use the Media Super Income Stream to supplement your income
  • work full-time and use a Media Super Income Stream to provide some or all of your income. You could then salary sacrifice more of your wages into your super account, providing potential tax savings.

What happens when I reach age 65?

Once you turn age 65 your Transition to Retirement income stream will be automatically transferred to the Fully Retired option. This also happens if you tell us you meet a relevant condition of release. Make sure you consider the financial, taxation and Centrelink implications.

Read more about transition to retirement

Retirement seminars

We offer a range of seminars for those nearing retirement or fully retired.

Find a seminar near you

 

Meet with a Certified Financial Planner

If you would like to arrange a meeting with a financial planner for more comprehensive personal financial advice, Media Super Advice Services can refer you to an accredited Certified Financial Planner (CFP) who meets strict professional qualification and service criteria set by Media Super and the Financial Planning Association (FPA) of Australia.

The financial planner can offer you advice on a fee-for-service basis. Your first meeting is at no cost, and any fees for advice will be agreed with you in advance. You may be eligible to have the financial planner payment fees deducted directly from your Media Super account.

Contact Media Super Advice Services to get started.